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Our Rates & Terms

The average loan from Americor Funding *

$7,000 Loan Amount

16% APR

$231 Monthly Payment

36 Payments
  • Direct Deposit On Next Business Day
  • No Origination Fees On unsecured loans
  • Live Customer Support Call Us: 800-719-4910
Get started & Check Your Rate Cheking your rate won't affect your credit score!

Better Rates. Fewer Fees.

We want you to be out of credit card debt in just a few years. The Payoff Loan offers a low, fixed rate, and getting a quote only takes minutes and doesn’t impact your credit score.

We’re on your side. That means simplifying fees and eliminating common ones, like late fees and prepayment penalties, that you see elsewhere. This is about defeating debt together, and neither of us can win with fees holding us back from our goals.

Our Loan Rates and Fees.

Loan Grade Interest Rate APR Origination Fee*
AAA 4.0% - 4.4% 4.66% - 5.07% 1%
AA 4.4% - 5.59% 5.75% - 6.95% 2%
A 5.59% - 8.82% 8.34% - 11.62% 4%
B 8.82% - 12.22% 11.62% - 15.09% 4%
C 12.22% - 15.84% 15.83% - 19.16% 5%
D 15.48% - 21.94% 19.16% - 25.77% 5%
E 21.94% - 26.06% 25.77% - 29.99% 5%

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